Credit Information Sharing

Credit Information Sharing

Promoting sustainable and inclusive credit information sharing in Uganda

Learn More
Tier IV Compliance

Tier IV Compliance

Pursuant to Section 8(2)L of the Tier IV Microfinance Institutions Act, 2016

Get Started
CIPA Lira CIS Sensitization

CIPA Lira CIS Sensitization

Be part of a market-driven credit information sharing mechanism

Become a Member

Who We Are

The Credit Information Providers Association of Uganda (CIPA Uganda) was established to play a convening role among stakeholders in the credit information sharing eco-system and to promote a sustainable and inclusive credit information sharing market that enables access to finance to the last mile.

Our Vision

To be a center of excellence in upholding reliable credit information sharing in Uganda

Our Mission

To inspire and nurture a market-driven credit information sharing mechanism

About CIPA Uganda

CIPA Objectives

Our strategic objectives driving credit information sharing in Uganda

Market-Driven CIS Mechanism

Promote a market driven, reciprocating and self-regulating CIS mechanism that operates effectively in Uganda's unique credit environment.

Expand CIS to ACPs

Promote the expansion of CIS to Accredited Credit Providers (ACPs) for a unified, comprehensive credit information ecosystem.

Advocate Legal Reforms

Lobby and lead stakeholder engagements on CIS legal and regulatory reforms to enhance transparency and protect interests.

Public Awareness Campaigns

Organize CIS public awareness campaigns and training for members to strengthen the CIS framework.

Build Quality Data

Mobilize resources and technical support to build good quality data for accurate credit information sharing.

Stakeholder Engagement

Convene all stakeholders including regulators, credit providers, technology providers, and development partners.

Key Stakeholders

Regulators
Credit Providers
Technology Providers
Data Subjects
Development Partners

Our Activities

Key initiatives and programs driving credit information sharing in Uganda

Data Submission Training

Data Submission Training

Comprehensive training for Tier IV participating institutions on proper data submission protocols and standards.

CIS Technical Training

CIS Technical Training

Hands-on technical training and support for Tier IV institutions to ensure seamless credit information sharing.

Accreditation Support

Accreditation Support

Guidance and support for Tier IV institutions through the accreditation process.

CIS Awareness Campaigns

CIS Awareness Campaigns

Public awareness campaigns highlighting the benefits of credit information sharing.

Membership Engagements

Membership Engagements

Regular engagement sessions with members to foster collaboration and share best practices.

CEO - Urban Balitima Murangira

"One of the most significant benefits of CIS is the increased access to credit. For many consumers, especially those without physical collateral, obtaining credit can be challenging. However, when financial institutions share credit information, they can create a more comprehensive and accurate picture of a consumer's creditworthiness. Consumers who have demonstrated responsible borrowing behavior benefit from this transparency, as their positive credit history is more likely to be recognized and rewarded by various lenders."

Urban Balitima Murangira

CEO, Credit Information Providers Association (CIPA) Uganda

CIPA Membership

At the Credit Information Providers Association Uganda (CIPA), membership is more than affiliation—it's a partnership dedicated to advancing credit information sharing and strengthening the financial ecosystem. As a core activity that sustains CIPA, membership fosters collaboration, supports industry standards, and offers a unified voice for credit providers.

By joining CIPA, members gain access to critical insights, resources, and a network that enhances their operations and extends their impact. Membership also enables credit providers to stay informed on industry trends, regulatory updates, and best practices, positioning them to serve their clients with increased transparency and confidence.

Through our shared commitment to responsible credit practices, CIPA members contribute to building a more inclusive, robust financial landscape across Uganda. We invite credit providers to explore the benefits of membership and join us in shaping the future of financial integrity and innovation.

Membership Application Form

Our Partners

Contact Us

Location

Level 3, Room 9 Fraine Supermarket | Ntinda | P.O. Box 113745, Kampala – Uganda

Phone

0800100815

Email

info@cipauganda.ug

Get in Touch